Your personalized rates

Shop the latest mortgage and refinance rates and get quotes tailored to you.

Refine results

Loan purpose

Are you a veteran?

Eligible for an FHA loan?

Refine results

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

About These Rates: The lenders whose rates appear on this table are cheatgame.info’s advertising partners. cheatgame.info strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

Shop for a Mortgage on cheatgame.info

What’s a mortgage rate?

A mortgage rate is the amount of interest paid on the mortgage, quoted as an Annual Percentage Rate (APR). Current mortgage rates are 4.04% for a 30-year fixed mortgage, 3.46% for a 15-year fixed mortgage, and 4.4% for a 5/1 adjustable-rate mortgage (ARM).

Compare current mortgage rates

The more lenders you check out when shopping for mortgage rates, the more likely you are to get a lower interest rate. Getting a lower interest rate could save you hundreds of dollars over a year of mortgage payments — and thousands of dollars over the life of the mortgage. Yes, finding the best mortgage interest rate is a big deal.

With cheatgame.info’s easy-to-use mortgage rate tool, you can find the best home loan interest rate for you. Whether you’re a first-time homebuyer looking at 30-year fixed mortgage rates or a long-time homeowner comparing refinance mortgage rates, using cheatgame.info’s mortgage rate tool can help you find the best mortgage rates today.

How to find the best mortgage rates

Start with the ZIP code of where you are looking to buy a home in the box above. Then choose your loan purpose, either a purchase mortgage or a refinance mortgage, and click “Get Started”. Just answer a few more questions about the home loan you’re looking for and your personal situation, and then you’ll see your personalized results. Don’t worry, the whole process is free and won’t hurt your credit score. When comparing your quotes, you can update your personal criteria at any time and get new quotes. Try different scenarios for the best results. See how the mortgage rates differ from each lender depending on your down payment or credit score. That can be a real eye opener.

If you qualify, remember to indicate your veteran status as well. Qualified borrowers can get a VA mortgage with no down payment and low rates too.

You can also select different loan programs and compare 30-year mortgage rates to 15-year mortgage rates. Fixed and adjustable rate options are available as well.

Mortgage interest rates on demand

When you click “Get Started”, you’ll instantly find pages of home loan results from a variety of mortgage lenders. If you see a quote you like, you can click to view the details or head straight to the mortgage lender’s website.

But don’t just stop at one lender. Shopping quotes from at least three lenders can save you more than $3,500 in just the first five years of your loan, according to research conducted by the Consumer Financial Protection Bureau.