Can a 17 year old get their own health insurance without a cosigner?

Can a 17 year old get their own health insurance without a cosigner?
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#1

I’m 17 years old and my health insurance recently expired. I need a new insurance plan. Since I have no cosigner I can’t find an insurance provider that will cover me.


#2

My understanding is that you would need to have the status of emancipated minor in order to sign a legal contract. (Health insurance is a legal contract.) An emancipated “minor assumes most adult responsibilities before reaching the age of majority (usually 18). Emancipated minors are no longer considered to be under the care and control of parents— instead, they take responsibility for their own care.” See http://www.nolo.com/legal-encyclopedia/emancipation-of-minors-32237.html
Best of luck to you,
R. Ruth Linden, Ph.D., President, Tree of Life Health Advocates, San Francisco, CA


#3

They might. States may require the signature of parent, guardian or adult caretaker. This varies by state, so youth will need to check with their state Medicaid/CHIP office. States also may require parental income information.
Have you checked with your state Medicaid/CHIP office?
Not all states require signatures.
You can check out a great site called http://www.childrensdefense.org/child-research-data-publications/data/state-data-repository/childrens-health-coverage-state-factsheets.html.
Best of luck to you!


#4

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