Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

on Barclays's website

Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

on Barclays's website

Card details

Recommended credit score

  • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply

  • Low 14.24% variable APR on purchases and cash advances

  • NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.

  • No annual fee

  • No foreign transaction fees

  • International Chip and PIN

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply

  • Ongoing APR

    APR: 14.24% Variable APR

    Cash Advance APR: 14.24%, Variable

  • Balance transfer fee

    Promotional Balance Transfers that post to your account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. For Balance Transfers that post to your account at a non-promotional APR after 45 days of account opening: $0

  • Foreign transaction fee

    None

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cheatgame.info review

By Claire Tsosie

Rating details

3.6

Editor's overall rating

Recommended credit score

Pros and cons

Pros
  • No annual fee

  • Intro APR period on Balance Transfers

  • No foreign transaction fee

Cons
  • No rewards

Most credit cards don’t let you have a say on new features, but the Barclaycard Ring® Mastercard® is different. If you're a cardholder, you can share ideas for improvements online and vote on ideas submitted by others.

And in lieu of traditional rewards, the issuer shares its estimated profits among cardholders. This card could also save you plenty if you tend to carry a balance: Get 0% on Balance Transfers for 15 months on balance transfers made within 45 days of account opening, and then the ongoing APR of 14.24% Variable APR.

To read more about this card, see cheatgame.info's full review.

User Reviews

Recommended credit score

Rating Details

cheatgame.info reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with cheatgame.info. Banks, issuers and credit card companies are not responsible for any content posted on the cheatgame.info site, nor do they endorse or guarantee any posted comments or reviews.

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