2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases and 1X points on all other purchases
No annual fee
Points don't expire as long as account is open, active and in good standing
Redeem points for deposits to a U.S. checking or savings account, statement credits or gift cards, starting at 1,000 points for $10
No limit on the number of points you can earn or redeem
Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed
Use your card with confidence, $0 Fraud Liability protection means you're not responsible for unauthorized charges you report to us
Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
Rates, fees & offers
APR: 25.24%* Variable APR
Cash Advance APR: 25.49%, Variable
Balance transfer fee
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
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