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cheatgame.info’s Best Credit Card Bonus Offers of 2018

Nov. 20, 2018
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We adhere to strict standards of editorial integrity. Some of the products we feature are from our partners. Here’s how we make money.

Credit card bonus offers are a quick way to earn hundreds of dollars’ worth of rewards by using your card regularly, but the best deals don’t always stick around. The largest bonuses typically come from travel credit cards — airline- and hotel-branded cards especially, but also general travel cards.

Here are cheatgame.info’s best current bonus offers. Click a card’s name to jump ahead for full details and an application link:

PREMIUM TRAVEL CARDSBONUS OFFER
Chase Sapphire Reserve®Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
The Platinum Card® from American ExpressEarn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Terms Apply.
GENERAL TRAVEL CARDSBONUS OFFER
Chase Sapphire Preferred® CardEarn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Barclaycard Arrival Plus® World Elite Mastercard®Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
Capital One® Venture® Rewards Credit CardEnjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
CASH BACK CARDSBONUS OFFER
Capital One® Savor® Cash Rewards Credit CardEarn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Discover it® Cash BackDiscover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
American Express Cash Magnet™ CardEarn up to $250 back. Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. Plus, earn an additional $100 statement credit after you spend an additional $6,500 in purchases within your first 12 months. Terms Apply.
Wells Fargo Cash Wise Visa® CardEarn a $200 cash rewards bonus after spending $1,000 in the first 3 months
Blue Cash Preferred® Card from American Express$200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.
Chase Freedom®Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
Chase Freedom Unlimited®Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Capital One® Quicksilver® Cash Rewards Credit CardOne-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
BRANDED AIRLINE CARDSBONUS OFFER
Southwest Rapid Rewards® Premier Credit CardEarn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. Plus earn 20,000 points after you spend $12,000 within your first year.
Gold Delta SkyMiles® Credit Card from American ExpressEarn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. Terms Apply.
BRANDED HOTEL CARDSBONUS OFFER
Marriott Rewards® Premier Plus Credit CardEarn 2 Free Night Awards (each valued up to 35,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the new Marriott Rewards® Premier Plus Credit Card!
IHG® Rewards Club Premier Credit CardEarn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening
BUSINESS CREDIT CARDSBONUS OFFER
The Business Platinum® Card from American ExpressEarn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. Terms Apply.
Ink Business Preferred℠ Credit CardEarn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
Ink Business Cash℠ Credit CardEarn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
Not sure which card is right for you? Let's find the one. Tell us what you most want your new card to do.

Find a breakdown of each card below:


Best bonuses: Premium travel cards
Chase Sapphire Reserve®

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 720
    850
    Excellent
  • Card Details
  • Pros

    • A large bonus
    • High rewards rate
    • High value benefits
    • Cool factor - metal card
    • No foreign transaction fee

    Cons

    • High annual fee
    • Needs excellent credit

    Annual Fees

    $450

    APR

    • APR: 17.99% - 24.99% Variable APR
    • Cash Advance APR: 26.99%, Variable

    Bonus Offers

    Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

    Intro APR

    • N/A
  • Additional Information
    • Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
    • Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
    • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
    • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
    • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
    • Up to $100 application fee credit for Global Entry or TSA Pre✓®

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: Premium travel cards
The Platinum Card® from American Express

The Platinum Card® from American Express

The Platinum Card® from American Express

Apply Now on American Express's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Luxury travel perks (Uber credit, airline fee credit, lounge access, etc.)
    • High rewards rate in certain categories
    • No foreign transaction fees

    Cons

    • High annual fee
    • Airline fee credit is limited
    • Low rewards rate on most spending

    Annual Fees

    $550

    APR

    • Purchase: N/A

    Bonus Offers

    Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Terms Apply.

    Intro APR

    • N/A
  • Additional Information
    • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
    • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, a bonus $20 in December. That can be up to $200 in annual Uber savings.
    • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
    • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
    • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
    • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
    • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
    • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
    • $550 annual fee.
    • Terms Apply.

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: General travel cards
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • A large bonus
    • No foreign transaction fee
    • Cool factor - metal card
    • Earn more points on travel and dining at restaurants
    • Premium travel protection benefits

    Cons

    • $0 intro annual fee for the first year, after that $95 per year

    Annual Fees

    $0 for the first year, then $95

    APR

    • APR: 17.99% - 24.99% Variable APR
    • Cash Advance APR: 26.99%, Variable

    Bonus Offers

    Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

    Intro APR

    • N/A
  • Additional Information
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
    • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: General travel cards
Barclaycard Arrival Plus® World Elite Mastercard®

Barclaycard Arrival Plus® World Elite Mastercard®

Barclaycard Arrival Plus® World Elite Mastercard®

Apply Now on Barclays's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate on all purchases, not just bonus categories
    • Sign-up bonus
    • No foreign transaction fee

    Cons

    • Has annual fee
    • Minimum redemption required for travel

    Annual Fees

    $89

    APR

    • APR: 17.99% - 21.99% APR
    • Cash Advance APR: 27.24%, Variable

    Bonus Offers

    Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days

    Intro APR

    • 0% intro APR for the first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening
  • Additional Information
    • Limited Time Offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
    • Earn unlimited 2X miles on every purchase
    • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
    • Get 5% miles back to use toward your next redemption, every time you redeem
    • No foreign transaction fees
    • International Chip and PIN for use at self-service chip terminals around the world
    • Miles don’t expire as long as your account is open, active and in good standing
    • View Rates and Fees

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: General travel cards
Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Apply Now on Capital One's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate
    • Flexible rewards redemption
    • No foreign transaction fee
    • Sign-up bonus

    Cons

    • Has annual fee
    • Redemption value for cash is half of value for travel
    • Requires good/excellent credit
    • No travel partners to earn additional rewards

    Annual Fees

    $0 for the first year, then $95

    APR

    • APR: 14.74% - 24.74% Variable APR
    • Cash Advance APR: 24.74%, Variable

    Bonus Offers

    Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel

    Intro APR

    • N/A
  • Additional Information
    • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
    • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
    • Named ‘The Best Travel Card' by CNBC, 2018
    • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
    • Fly any airline, stay at any hotel, anytime; no blackout dates
    • Miles won't expire for the life of the account and there's no limit to how many you can earn
    • No foreign transaction fees
    • $0 intro annual fee for the first year; $95 after that

MORE ABOUT THIS CARD

cheatgame.info editorial review | Complete card details

Best bonuses: Cash-back cards
Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

Apply Now on Capital One's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Bonus cash back categories
    • No foreign transaction fee

    Cons

    • Has annual fee

    Annual Fees

    $0 for the first year, then $95

    APR

    • APR: 16.24% - 25.24% Variable APR
    • Cash Advance APR: 25.24%, Variable

    Bonus Offers

    Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening

    Intro APR

    • N/A
  • Additional Information
    • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
    • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
    • No rotating categories or sign-ups needed to earn cash rewards; cash back won't expire for the life of the account and there's no limit to how much you can earn
    • No foreign transaction fees
    • Capital One cardholders get access to premium experiences in dining, entertainment and more
    • $0 intro annual fee for the first year, $95 after that

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: Cash-back cards
Discover it® Cash Back

Discover it® Cash Back

Discover it® Cash Back

Apply Now on Discover's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Cash back match at the end of your first year
    • Bonus cash back categories
    • No annual fee
    • Intro APR period on Purchases and Balance Transfers

    Cons

    • Slightly less merchant acceptance for Discover in US - acceptance outside of US can be an issue
    • If you value simplicity, a flat rate cash back card may be better

    Annual Fees

    $0

    APR

    • APR: 13.99% - 24.99% Variable APR
    • Cash Advance APR: 26.99%, Variable

    Bonus Offers

    Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

    Intro APR

    • 0% on Purchases and Balance Transfers for 14 months
  • Additional Information
    • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
    • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
    • Plus, earn unlimited 1% cash back on all other purchases - automatically.
    • Redeem cash back any amount, any time. Rewards never expire.
    • Use your rewards at Amazon.com checkout.
    • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
    • No annual fee.
    • View Rates and Fees

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: Cash-back cards
American Express Cash Magnet™ Card

American Express Cash Magnet™ Card

American Express Cash Magnet™ Card

Apply Now on American Express's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • No annual fee
    • Bonus offer for new cardholders
    • Intro APR period on Purchases and Balance Transfers

    Cons

    • Has foreign transaction fee
    • American Express isn’t accepted at as many merchants as Visa or Mastercard

    Annual Fees

    $0

    APR

    • APR: 14.99% - 25.99% Variable APR
    • Penalty APR: 29.99%, Variable
    • Cash Advance APR: 27.24%, Variable

    Bonus Offers

    Earn up to $250 back. Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. Plus, earn an additional $100 statement credit after you spend an additional $6,500 in purchases within your first 12 months. Terms Apply.

    Intro APR

    • 0% on Purchases and Balance Transfers for 15 months
  • Additional Information
    • Earn up to $250 back. Here’s how: Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
    • Plus, earn an additional $100 statement credit after you spend an additional $6,500 in purchases within your first 12 months.
    • Unlimited 1.5% Cash Back on your purchases.
    • Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
    • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%.
    • With Plan ItSM, you can set up a monthly payment plan for large purchases with a fixed monthly fee and no interest charges, all with the same rewards and protections you expect from American Express.
    • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
    • No Annual Fee.
    • Terms Apply.

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: Cash-back cards
Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card

Apply Now on Wells Fargo's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate
    • Sign-up bonus
    • Intro APR period on Purchases and Balance Transfers
    • Offers cell phone protection when bill is paid with card

    Cons

    • $25 minimum redemption
    • Requires good/excellent credit

    Annual Fees

    $0

    APR

    • APR: 15.99% - 26.99% Variable APR

    Bonus Offers

    Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months

    Intro APR

    • 0% on Purchases and Balance Transfers for 12 months
  • Additional Information
    • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
    • Earn unlimited 1.5% cash rewards on purchases
    • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
    • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
    • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 15.99%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
    • $0 Annual Fee
    • Select "Apply Now" to learn more about the product features, terms, and conditions

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: Cash-back cards
Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Apply Now on American Express's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Leading cash-back rewards at U.S. supermarkets
    • Bonus offer for new cardholders
    • Intro APR period on Purchases and Balance Transfers

    Cons

    • Has annual fee — but if you spend more than $31 per week at U.S. supermarkets, the rewards offset the fee
    • American Express isn’t accepted at as many merchants as Visa or Mastercard
    • $25 minimum redemption

    Annual Fees

    $95

    APR

    • APR: 14.99% - 25.99% Variable APR
    • Penalty APR: 29.99%, Variable
    • Cash Advance APR: 27.24%, Variable

    Bonus Offers

    $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

    Intro APR

    • 0% on Purchases and Balance Transfers for 12 months
  • Additional Information
    • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
    • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
    • 3% cash back at U.S. gas stations. 1% cash back on other purchases.
    • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
    • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
    • $95 annual fee.
    • Terms Apply.

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: Cash-back cards
Chase Freedom®

Chase Freedom®

Chase Freedom®

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • No annual fee
    • 5% rewards on rotating categories
    • Access to Chase’s Ultimate Rewards site to earn more cash back

    Cons

    • If you value simplicity, a flat rate cash back card may be better
    • A foreign transaction fee

    Annual Fees

    $0

    APR

    • APR: 16.99% - 25.74% Variable APR
    • Cash Advance APR: 26.99%, Variable

    Bonus Offers

    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

    Intro APR

    • 0% on Purchases and Balance Transfers for 15 months
  • Additional Information
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Enjoy new 5% categories each quarter
    • Unlimited 1% cash back on all other purchases - it's automatic
    • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
    • Free credit score, updated weekly with Credit Journey℠
    • No annual fee

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: Cash-back cards
Chase Freedom Unlimited®

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate and no minimum redemption
    • No annual fee
    • Intro APR period on Purchases and Balance Transfers
    • Sign-up bonus

    Cons

    • Has foreign transaction fee
    • No bonus rewards categories
    • Requires good/excellent credit

    Annual Fees

    $0

    APR

    • APR: 16.99% - 25.74% Variable APR
    • Cash Advance APR: 26.99%, Variable

    Bonus Offers

    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

    Intro APR

    • 0% on Purchases and Balance Transfers for 15 months
  • Additional Information
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Unlimited 1.5% cash back on every purchase - it's automatic
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • No minimum to redeem for cash back
    • Cash Back rewards do not expire as long as your account is open
    • Free credit score, updated weekly with Credit Journey℠
    • No annual fee

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: Cash-back cards
Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Apply Now on Capital One's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate and no minimum redemption
    • No annual fee or foreign transaction fee
    • Intro APR period on Purchases and Balance Transfers
    • Sign-up bonus

    Cons

    • Other cards have longer 0% periods
    • No bonus rewards categories
    • Requires good/excellent credit

    Annual Fees

    $0

    APR

    • APR: 14.74% - 24.74% Variable APR
    • Cash Advance APR: 24.74%, Variable

    Bonus Offers

    One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

    Intro APR

    • 0% on Purchases and Balance Transfers for 15 months
  • Additional Information
    • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign-ups needed to earn cash rewards; , cash back won't expire for the life of the account and there's no limit to how much you can earn
    • 0% intro APR on purchases for 15 months; 14.74%-24.74% variable APR after that
    • 0% intro APR on balance transfers for 15 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
    • Pay no annual fee or foreign transaction fees

More about this card

cheatgame.info editorial review | Complete card detail

Best bonuses: Airline cards
Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 720
    850
    Excellent
  • Card Details
  • Pros

    • No foreign transaction fees
    • Anniversary bonus
    • No blackout dates or seat restrictions

    Cons

    • No luxury perks
    • Can't stack points from other frequent flyer programs
    • Has annual fee, not waived for the first year

    Annual Fees

    $99

    APR

    • APR: 17.99% - 24.99% Variable APR
    • Cash Advance APR: 26.99%, Variable

    Bonus Offers

    Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. Plus earn 20,000 points after you spend $12,000 within your first year.

    Intro APR

    • N/A
  • Additional Information
    • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. Plus earn 20,000 points after you spend $12,000 within your first year.
    • 6,000 bonus points after your Cardmember anniversary
    • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
    • 1 point per $1 spent on all other purchases
    • Earn unlimited points that don't expire as long as your card account is open
    • No foreign transaction fees
    • No blackout dates or seat restrictions, Bags fly free® and no change fees
    • Redeem your points for flights, hotel stays, gift cards, access to events and more

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: Airline cards
Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

Apply Now on American Express's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Free checked bag
    • Priority boarding
    • Miles don't expire

    Cons

    • Has annual fee
    • Best for frequent Delta Air Lines flyers only
    • American Express isn’t accepted as widely as Visa or Mastercard internationally

    Annual Fees

    $0 for the first year, then $95

    APR

    • APR: 17.74% - 26.74% Variable APR
    • Penalty APR: 29.99%, Variable
    • Cash Advance APR: 27.24%, Variable

    Bonus Offers

    Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. Terms Apply.

    Intro APR

    • N/A
  • Additional Information
    • Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
    • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
    • Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
    • Want even more flexibility? Pay with Miles is a Card Member feature that gives you the option to redeem miles for all or part of the price of your tickets on Delta.com.
    • Settle into your seat sooner with Priority Boarding.
    • Enjoy a $0 introductory annual fee for the first year, then $95.
    • Terms Apply.

More about this card

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Best bonuses: Hotel cards
IHG® Rewards Club Premier Credit Card

IHG® Rewards Club Premier Credit Card

IHG® Rewards Club Premier Credit Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • No foreign transaction fee

    Cons

    • Has annual fee

    Annual Fees

    $89

    APR

    • APR: 17.99% - 24.99% Variable APR
    • Cash Advance APR: 26.99%, Variable

    Bonus Offers

    Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening

    Intro APR

    • N/A
  • Additional Information
    • Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening
    • Enjoy a Free Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a free reward night when you redeem points for any stay of 4 or more nights
    • Earn 10 points per $1 spent when you stay at an IHG hotel
    • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
    • Platinum Elite status as long as you remain a Premier card member
    • Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
    • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

More about this card

Complete card details

Best bonuses: Business credit cards
Marriott Rewards® Premier Plus Credit Card

Marriott Rewards® Premier Plus Credit Card

Marriott Rewards® Premier Plus Credit Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate
    • No foreign transaction fee

    Cons

    • Has annual fee

    Annual Fees

    $95

    APR

    • APR: 17.99% - 24.99% Variable APR
    • Cash Advance APR: 26.99%, Variable

    Bonus Offers

    Earn 2 Free Night Awards (each valued up to 35,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the new Marriott Rewards® Premier Plus Credit Card!

    Intro APR

    • N/A
  • Additional Information
    • Earn 2 Free Night Awards (each valued up to 35,000 points) after you spend $3,000 on purchases in the first 3 months from account opening.
    • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
    • Earn 6X points per $1 spent at participating Marriott Rewards & SPG hotels.
    • 2X points for every $1 spent on all other purchases.
    • Guaranteed Silver Elite Status each account anniversary year.
    • Path to Gold Status when you spend $35,000 on purchases each account year.
    • Coming in 2019, 15 Elite Night Credits each calendar year.
    • Earn unlimited Marriott Rewards points and get Free Night Stays faster.

More about this card

Complete card details

Best bonuses: Business credit cards
The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

Apply Now on American Express's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate on certain travel purchases
    • No foreign transaction fee
    • Bonus offer for new cardholders
    • Lounge access, airline fee credit

    Cons

    • High annual fee
    • Other cards offer a higher rewards rate on non-travel spending
    • Complicated rewards structure
    • Requires good/excellent credit

    Annual Fees

    $450

    APR

    • Purchase: N/A

    Bonus Offers

    Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. Terms Apply.

    Intro APR

    • N/A
  • Additional Information
    • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
    • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.†
    • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
    • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
    • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
    • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
    • You can enjoy access to The American Express Global Lounge CollectionSM offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2017
    • Terms Apply

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: Business credit cards
Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • No foreign transaction fee

    Cons

    • Has annual fee

    Annual Fees

    $95

    APR

    • APR: 17.99% - 22.99% Variable APR
    • Cash Advance APR: 26.99%, Variable

    Bonus Offers

    Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®

    Intro APR

    • N/A
  • Additional Information
    • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
    • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
    • Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
    • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
    • Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
    • No foreign transaction fees
    • Employee cards at no additional cost
    • $95 Annual Fee

More about this card

cheatgame.info editorial review | Complete card details

Best bonuses: Business credit cards
Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • No annual fee
    • Intro APR period on Purchases and Balance Transfers
    • High rewards rates in certain categories
    • Sign-up bonus

    Cons

    • Requires good/excellent credit
    • Spending caps in bonus categories
    • Low rewards rate outside bonus categories

    Annual Fees

    $0

    APR

    • APR: 15.24% - 21.24% Variable APR
    • Cash Advance APR: 26.99%, Variable

    Bonus Offers

    Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

    Intro APR

    • 0% on Purchases and Balance Transfers for 12 months
  • Additional Information
    • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
    • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
    • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
    • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
    • 0% introductory APR for 12 months on purchases and balance transfers
    • Employee cards at no additional cost
    • No Annual Fee

More about this card

cheatgame.info editorial review | Complete card details

Methodology

cheatgame.info’s credit cards team selects cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and bonus offers; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to win in multiple categories.