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Alaska USA Credit Union Review: Checking, Savings and CDs

Feb. 21, 2018
Banking, Banks & Credit Unions
cheatgame.info adheres to strict standards of editorial integrity to help you make decisions with confidence. Some of the products we feature are from partners. Here’s how we make money.
We adhere to strict standards of editorial integrity. Some of the products we feature are from our partners. Here’s how we make money.

cheatgame.info’s rating: 4.0 / 5.0

Where Alaska USA shines:

  • Low fees on checking and savings that are easy to avoid
  • Very competitive rates on certificates of deposit
  • Broad ATM and branch access

Where Alaska USA falls short:

  • Interest rates on checking and savings are higher elsewhere

Where Alaska USA shines:

  • Low fees on checking and savings that are easy to avoid
  • Very competitive rates on certificates of deposit
  • Broad ATM and branch access

Where Alaska USA falls short:

  • Interest rates on checking and savings are higher elsewhere

Where Alaska USA shines:

  • Low fees on checking and savings that are easy to avoid
  • Very competitive rates on certificates of deposit
  • Broad ATM and branch access

Where Alaska USA falls short:

  • Interest rates on checking and savings are higher elsewhere

The bottom line

Alaska USA Federal Credit Union

at Alaska USA Federal Credit Union,

Federally insured by the NCUA

Alaska USA Federal Credit Union is widely accessible: It has 87 branches across Alaska, Arizona, Washington and California, thousands more across the country through the CO-OP shared branching network. It also offers 55,000 fee-free ATMs nationwide. The credit union’s checking and savings accounts have low fees that are easily avoided, but those accounts also have low interest rates. Certificates of deposit, on the other hand, offer very competitive rates. Live customer service is available 24/7 via phone. You can become a member of Alaska Federal Credit Union if you live, work or go to school in Alaska, Washington, California’s San Bernardino County or Arizona’s Maricopa County.

Best if: You value great CD rates, in-person customer service and live in a county that qualifies you for membership.

» Looking for a credit union to join? See cheatgame.info’s list of best credit unions

Melissa Lambarena is a staff writer at cheatgame.info, a personal finance website. Email: [email protected] Twitter: @LissaLambarena.


Ratings methodology

cheatgame.info’s overall ratings for banks and credit unions are weighted averages of several categories: checking, savings, certificates of deposit or credit union share certificates, customer experience and overdraft fees.

Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation.

The stars represent ratings from poor (one star) to excellent (five stars). Ratings are rounded to the nearest half-star.