at Wells Fargo,

Member, FDIC

Pros

13,000 free ATMs and about 5,800 branches in 39 states

Cons

0.01% APY on standard savings account; better rates available elsewhere
$35 overdraft fee can be charged three times daily

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We adhere to strict standards of editorial integrity. Some of the products we feature are from our partners. Here’s how we make money.

Overall

3.5

Megabank and mortgage giant Wells Fargo offers a huge variety of financial products under one brand — checking and savings accounts, investments, credit cards, auto loans and more. If you have a Wells Fargo mortgage or investment account — or a high enough bank balance — you could receive certain upgrades on interest rates and fees for checking and savings accounts.

 

Ratings methodology | Updated June 20, 2018.

Checking

4.0

Wells Fargo’s Everyday Checking has a $10 monthly fee. You can avoid the fee by making 10 debit payments or $500 in direct deposits or by keeping a minimum daily balance of $1,500 each month. There’s no interest rate, so you won’t see your money grow.

 

With 13,000 ATMs, Wells Fargo’s network is fairly large; it only slightly trails Chase’s and Bank of America’s 16,000-ATM networks.

Way2Save Savings
APY
0.01%
Min. balance for APY
$1

at Wells Fargo,

Member, FDIC

Certificate of Deposit
APY
1.75%
Min. balance for APY
$10,000
Length of term
5 years

at Wells Fargo,

Member, FDIC

Everyday Checking
APY
Monthly fee
$10
Balance to waive monthly fee
$1,500

at Wells Fargo,

Member, FDIC

How does Wells Fargo compare?

Wells Fargo

Way2Save Savings

cheatgame.info Rating

APY

0.01%

Monthly Fees

$5

Bonus features

2,000+ branches

Live help 24/7

Goldman Sachs Bank USA

Online Savings

cheatgame.info Rating

at Goldman Sachs Bank USA,

Member, FDIC

APY

2.05%

Monthly Fees

$0

Bonus features

No Monthly Fee

Competitive APY

American Express National Bank

High Yield Savings Account

cheatgame.info Rating

at American Express National Bank,

Member, FDIC

APY

2.00%

Monthly Fees

$0

Bonus features

No Monthly Fee

Competitive APY

Not for you? Read more bank reviews
cheatgame.info reviews are the result of independent research by our editorial team while accountholder reviews are contributions from independent users not affiliated with cheatgame.info. Banks, issuers and credit card companies are not responsible for any content posted on the cheatgame.info site, nor do they endorse or guarantee any posted comments or reviews.
Overall
Customer service
Poor
Website / app
Poor
Rates
Poor
Fees
High
Frustrated.
Not happy with the service fee. My account just went low to $2000 just one day one the cut off and charge me $12. Interest rate on my savings i got $0.1 cents for$1200. I'm gonna close my account soon.
Overall
Customer service
Poor
Website / app
Poor
Rates
Poor
Fees
High
Disrespectful to customers!
We've been doing business with Wellsfargo for about 3 years and we had about $700thousand dollars in our saving accounts for the whole family, they just closed our accounts and they didn't give us any reason why they decided not to do business with us! They just sent us three letters and they said "we have decided to close your accounts and we do not explain why, This decision can not be changed." First they closed the credit account then savings and checkings as well. We didn't do anything wrong, we didn't have any issues anywhere, but they did it anyway,so we started thinking; maybe it's because we are permanent citizens or because of our national origin. But anyway i don't recommend doing business with them, they don't have respect to their customers even loyal ones!
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