at Synchrony Bank,

Member, FDIC

Pros

2.25% APY on savings, about the best you'll find
Reimburses $5 per month for out-of-network ATMs

Cons

No checking account
No branches

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Overall

4.0

Synchrony doesn’t fit the banking mold — it doesn’t have branches or offer a checking account. Still, it’s worth considering if you want great interest rates on savings products and prefer banking online.

 

Maybe a separation from your checking account is just what your rainy-day fund needs to prosper.

 

Ratings methodology | Updated March 18, 2019

Savings

5.0

Synchrony's high-yield savings account comes with low fees and one of the highest rates on the market, at 2.25% APY. No minimum balance is required to open an account or qualify for the interest rate. Synchrony doesn't charge fees for using ATMs that accept its bank card — those with Plus or Accel logos. But ATM owners might charge a fee. For those charges, Synchrony bank offers a monthly $5 refund.

 

Want to see more options? Check out cheatgame.info’s best high-yield online savings accounts

High Yield Savings Account
APY
2.25%
Min. balance for APY
$1

at Synchrony Bank,

Member, FDIC

cheatgame.info reviews are the result of independent research by our editorial team while accountholder reviews are contributions from independent users not affiliated with cheatgame.info. Banks, issuers and credit card companies are not responsible for any content posted on the cheatgame.info site, nor do they endorse or guarantee any posted comments or reviews.
Overall
Customer service
Poor
Website / app
Poor
Rates
Poor
Fees
High
Predatory lenders!!!!
I financed my google phone through these thieves. I paid every month to my account and because I didn't pay in there very small specific window, they didn't count it towards my monthly payment and charged me late fees for not paying. I called and thought it would be easy to fix since I had in fact paid every month, but instead was met with combative rude people who doubled down on their predatory ways. I honestly don't understand how anyone can work for such a crooked company.
Overall
Customer service
Poor
Website / app
Poor
Rates
Good
Fees
Low
CD renewal nightmare
I had a one year CD mature on 4/18/19. I was advised that it would automatically renew unless I called and advised otherwise. I called twice and they still auto renewed. They give you a 10 day grace period to correct THEIR mistake but you receive no interest on your money while they are CORRECTING their mistake. If I were not already a customer I would look elsewhere. This is totally unacceptable......
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