
at Synchrony Bank,
Member, FDIC
Pros
Cons
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Overall
Synchrony doesn’t fit the banking mold — it doesn’t have branches or offer a checking account. Still, it’s worth considering if you want great interest rates on savings products and prefer banking online.
Maybe a separation from your checking account is just what your rainy-day fund needs to prosper.
Ratings methodology | Updated July 5, 2018
Savings
Synchrony's high-yield savings account comes with low fees and one of the highest rates on the market, at 2.25% APY. No minimum balance is required to open an account or qualify for the interest rate. Synchrony doesn't charge fees for using ATMs that accept its bank card — those with Plus or Accel logos. But ATM owners might charge a fee. For those charges, Synchrony bank offers a monthly $5 refund.
Want to see more options? Check out cheatgame.info’s best high-yield online savings accounts
at Synchrony Bank,
Member, FDIC
at Synchrony Bank,
Member, FDIC
How does Synchrony Bank compare?

High Yield Savings Account
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at Synchrony Bank,
Member, FDIC
APY
2.25%
Monthly Fees
$0
Bonus features
No Monthly Fee
Competitive APY

Online Savings
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at Goldman Sachs Bank USA,
Member, FDIC
APY
2.25%
Monthly Fees
$0
Bonus features
No Monthly Fee
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Online Savings Account
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at Citizens Access,
Member, FDIC
APY
2.35%
Monthly Fees
$0
Bonus features
No Monthly Fee
Competitive APY