at Suncoast Credit Union,

Federally insured by the NCUA

Pros

No monthly fees on accounts
Good annual percentage yields for share certificates
Options available for those who don't qualify for a checking account
Branches throughout western Florida

Cons

Membership limited to immediate family of members, residents of western Florida and alumni of Florida College
Doesn't participate in shared branching

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Overall

4.0

If you qualify for membership, Suncoast is a rock-solid place to keep your money. The credit union offers quality accounts and products, even for people who might not qualify for traditional checking accounts.

 

Good rates — especially for a financial institution with branches — low fees and a dedication to community accessibility make Suncoast Credit Union a gem of a financial institution on the western Florida coast.

Ratings methodology | Updated February 22, 2019

Checking

4.5

Suncoast offers two free checking accounts: Smart Checking and Teen Checking. The APY of 0.05% on all accounts is higher than the rates at many other banks and credit unions but isn’t the best in the country.

Share Savings
APY
0.15%
Min. balance for APY
$5

at Suncoast Credit Union,

Federally insured by the NCUA

How does Suncoast Credit Union compare?

Suncoast Credit Union

Share Savings

cheatgame.info Rating

APY

0.15%

Monthly Fees

$0

Bonus features

Mobile-friendly

No Monthly Fee

Goldman Sachs Bank USA

Online Savings

cheatgame.info Rating

at Goldman Sachs Bank USA,

Member, FDIC

APY

2.25%

Monthly Fees

$0

Bonus features

No Monthly Fee

Competitive APY

American Express National Bank

High Yield Savings Account

cheatgame.info Rating

at American Express National Bank,

Member, FDIC

APY

2.10%

Monthly Fees

$0

Bonus features

Competitive APY

Live help 24/7

No Monthly Fee

Not for you? Read more bank reviews
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Overall
Customer service
Poor
Website / app
Poor
Rates
Poor
Fees
High
Representative didnt care
The member care center never knows how to process a principle-only loan payment the same way twice. They move the payment date instead of making it an extra payment which accrues more interest. We report the problem to the member care center and the representative didn’t even acknowledge the complaint. She completely ignored the issue:
Overall
Customer service
Fair
Website / app
Good
Rates
Excellent
Fees
Low
Good CU
30+year member. Great loan services for established members if you have a rough patch and other finance places wouldnt talk to me. Have a 20 month cd @ 2.8 now. Great web and android services. Just make sure you don't make multipmts on a mtg monthly or they default to escrow and interest the over pay. I was paying 2x a month instead of double pmt x1 which they do right.
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