at Suncoast Credit Union,

Federally insured by the NCUA

Pros

No monthly fees on accounts
Good annual percentage yields for share certificates
Options available for those who don't qualify for a checking account
Branches throughout western Florida

Cons

Membership limited to immediate family of members, residents of western Florida and alumni of Florida College
Doesn't participate in shared branching

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Overall

4.0

If you qualify for membership, Suncoast is a rock-solid place to keep your money. The credit union offers quality accounts and products, even for people who might not qualify for traditional checking accounts.

 

Good rates — especially for a financial institution with branches — low fees and a dedication to community accessibility make Suncoast Credit Union a gem of a financial institution on the western Florida coast.

Ratings methodology | Updated August 28, 2018

Checking

4.5

Suncoast offers two free checking accounts: Smart Checking and Teen Checking. The APY of 0.05% on all accounts is higher than the rates at many other banks and credit unions but isn’t the best in the country.

Share Savings
APY
0.15%
Min. balance for APY
$5

at Suncoast Credit Union,

Federally insured by the NCUA

Share Certificate
APY
2.85%
Min. balance for APY
$500
Length of term
5 years

at Suncoast Credit Union,

Federally insured by the NCUA

Smart Checking
APY
0.05%
Monthly fee
$0
Balance to waive monthly fee
$0

at Suncoast Credit Union,

Federally insured by the NCUA

How does Suncoast Credit Union compare?

Suncoast Credit Union

Share Savings

cheatgame.info Rating

at Suncoast Credit Union,

Federally insured by the NCUA

APY

0.15%

Monthly Fees

$0

Bonus features

Mobile-friendly

No Monthly Fee

Goldman Sachs Bank USA

Online Savings

cheatgame.info Rating

at Goldman Sachs Bank USA,

Member, FDIC

APY

2.05%

Monthly Fees

$0

Bonus features

No Monthly Fee

Competitive APY

American Express National Bank

High Yield Savings Account

cheatgame.info Rating

at American Express National Bank,

Member, FDIC

APY

2.00%

Monthly Fees

$0

Bonus features

No Monthly Fee

Competitive APY

Not for you? Read more bank reviews
cheatgame.info reviews are the result of independent research by our editorial team while accountholder reviews are contributions from independent users not affiliated with cheatgame.info. Banks, issuers and credit card companies are not responsible for any content posted on the cheatgame.info site, nor do they endorse or guarantee any posted comments or reviews.
Overall
Customer service
Poor
Website / app
Poor
Rates
Poor
Fees
High
Worst bank to do business with....
I am a former customer after many issues and problems dealing with this sub-par financial institution. Now I have the unfortunate luck of having them hold my auto loan. Nothing but problem after problem trying to pay online. I will have now visit one of their few branches. Do not do business here unless you have to! You've been warned...
Overall
Customer service
Poor
Website / app
Poor
Rates
Poor
Fees
High
Poor customer service
Takes entirely too long too reach a human being when u call customer service...15 minutes on hold when ur at work is a long time to be on hold....same thing when u try to get to a teller...2 tellers....6 windows....and the line is too the door....not good customer service
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